Cashflow Yield Calculator

See your true net yield and monthly cash flow with real-world Malaysian expense defaults you can adjust to your property.

Property Details

Expenses are set to realistic Malaysian landlord averages. Adjust any line to match your actual costs.

RM
RM 50KRM 5M
RM
RM 300RM 30K
Expenses — enter % or RM/yr Annual: RM 24,000
Item%RM/yr
Total Expenses 42.1% RM 10,104
Gross Yield
4.80%
Before expenses
Net Yield
2.77%
After all costs
Annual Income
Gross Annual RentRM 24,000
Total Annual Expenses– RM 10,104
Net Operating IncomeRM 13,896
Expense Breakdown
Maintenance (15.0%)– RM 3,600
Sinking Fund (1.5%)– RM 360
Agent / Mgmt (8.3%)– RM 1,992
Vacancy / 31 days (8.5%)– RM 2,040
Repairs (5.0%)– RM 1,200
PBT Assessment (3.5%)– RM 840
PTG Quit Rent (0.3%)– RM 72
Net Yield 2.77%
Monthly Cash Flow before financingRM 1,158
− Loan RepaymentRM —
= Net Cash Flow after financingRM —

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Loan & Net Asset Gain

Financing

Optional. Enter your loan details to see financing costs and total asset returns.

RM
RM 0RM 5M
%
yrs
Monthly Repayment
RM —
Year 1: — interest · — principal paid down
Capital Growth
% / yr
0%15%

Net Asset Gain — Year 1

Total wealth created: cash flow + property appreciation + mortgage paydown.

Annual Cash Flow (after loan)RM —
Capital Appreciation (2.0%)+ RM —
Loan Principal Paydown+ RM —
Net Asset GainRM —

Expense percentages are representative averages for Malaysian residential investment properties (expressed as % of annual gross rental income). Your actual figures will vary. PBT Assessment and PTG Quit Rent estimates are based on typical Klang Valley rates; confirm with your local authority. This tool does not constitute financial or investment advice.