DSR & Housing Loan Calculator
How much can you borrow? What's the monthly repayment?
DSR-based maximum loan calculation
EPF, deductions & existing commitments factored in
Monthly repayment with total interest breakdown
One-click flow from affordability → repayment
Cashflow Yield Calculator
What's your property actually returning after all real costs?
Gross yield vs net yield comparison
7 expense line items, all editable (maintenance, sinking fund, vacancy, PBT, quit rent…)
Monthly cash flow after loan repayment
Property Legal Fee Calculator
How much cash do you actually need to close the deal?
MOT stamp duty with first-buyer exemption toggle
SPA & loan legal fees (Solicitors' Remuneration Order 2023)
Valuation fee (BOVAEP scale) + SST
Total upfront cash required in one number
Leasehold Extension Calculator
What premium to renew Selangor or KL leasehold land?
Selangor Land Rules 2003 residential & commercial factors
KL rule 8A (2023 amendment) by land-use category
Years to extend = new term − years remaining
Optional Selangor 30% rebate + cemetery fund
Tenancy Agreement Generator
Generate a print-ready Malaysian tenancy agreement in minutes.
Property investor & tenant details, property address, deposit schedule
Utility deposit (0.5 or 1 month), prep fee, security deposit
Optional clauses: aircon, pets, smoking, renewal
Early exit Model S: 2 months’ rent (tenant) / notice or rent in lieu (property investor)
Room Tenancy Generator
Print-ready agreement when you let a single room, not the whole unit.
Room label, unit address & shared facilities checklist
Utility sharing modes (included, equal share, own meter, landlord bill)
1-month security deposit default + house rules block
Room-specific covenants: exclusive Room, other rooms may be let
Commercial Tenancy Generator
Print-ready tenancy agreement for shops, offices and retail units.
Company or individual parties, with SSM no. & authorised signatory
Permitted use, signage, licences & reinstatement clauses
Early exit Model S: 3 months’ rent / notice or rent in lieu for both sides
Stamp duty estimate & deposit schedule (2–3 months)